Project on comparative financial analysis between sbi icici bank
Madhusudhana Rao, Associate professor, L. Our UK subsidiary has established branches in Belgium and Germany. Com, Ph.
A comparative study of customer satisfaction in sbi and icici bank
Total expenses include the amount spent in the form of staff expenses, interest expenses, overhead expenses and other operating expenses etc. Besides offering high-end banking facilities such as Internet banking, Tele Banking, and Mobile Banking, ICICI also plays a pivotal role in the domains of investment banking, venture capital and asset management, and life and non-life insurance. Percentage Change in Total Expenditure Growth of the banking sector is measured by the increase in the number of banks branches, deposits, credit, etc. The Imperial Bank of India remained a joint stock company. Percentage Change in Total Income 9. It s headquarter is in Mumbai, India. Therefore this study attempts to apply profitability ratio, solvency ratio and management efficiency ratio on SBI and ICICI Bank in order to compare their efficiency and solvency position. The study is based on secondary data that has been collected from annual reports of the respective banks, magazines, journals, documents and other published information. Total income includes interest income, non-interest income and operating income. It is among the top commercial banks of India providing a wide range of banking services through varied delivery channels. Banks mobilize the savings of community into productive channels. Net worth Ratio 7.
However the rate of growth was higher in SBI Total expenses include the amount spent in the form of staff expenses, interest expenses, overhead expenses and other operating expenses etc.
They offer through a variety of delivery channels and through their specialized subsidiaries in the area of investment banking, life and non-life insurance, venture capital and assets management.
Interest Expenses to Total Expenses 3.
Net worth Ratio 7. It increased to percent from percent in then further decreased to percent in and 8.
Interest Income to Total Income 4. Net worth ratio was also higher in SBI In other words it is the amount lent by the bank to a person or an organization which is recovered later on.
The higher value of total income represents the efficiency and good performance. The table also shows that the annual growth rate of profit in SBI was highest in the year and was negative
based on 42 review